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3-6. Number of Licensees, Assets, and Analysis of Loans by Consumer Finance Institutions in South Carolina: December 31, 1986-1996

                                           TOTAL         LOANS                    AMOUNT OF     AVERAGE
                              NUMBER       ASSETS      RECEIVABLE    NUMBER OF    LOANS MADE   AMOUNT OF
            YEAR            LICENSEES   (THOUSANDS)   (THOUSANDS)   LOANS MADE   (THOUSANDS)   LOAN MADE

Restricted Licensees 1/ 1986 320 115,020 77,920 621,082 208,904 336.35 1987 364 126,393 86,499 675,547 228,287 337.93 1988 407 111,540 98,328 787,501 265,785 337.50 1989 405 116,484 97,912 813,792 275,735 338.83 1990 391 122,474 106,305 847,668 299,053 353.00 1991 389 127,467 111,331 855,776 314,864 367.00 1992 399 137,482 119,102 901,123 347,223 385.00 1993 410 162,291 137,820 885,189 373,294 422.00 1994 426 201,231 172,859 950,490 432,721 455.26 1995 442 193,449 169,045 971,680 472,546 486.32 1996 450 202,078 166,661 914,877 466,195 510.00 Supervised Licensees 2/ 1986 455 1,204,393 1,197,482 429,083 917,066 5,608.50 1987 461 1,283,742 1,279,580 441,378 998,100 5,472.75 1988 491 1,959,815 1,922,418 485,161 970,870 5,190.43 1989 512 1,393,115 1,372,171 495,739 1,024,733 2,067.08 1990 532 1,538,967 1,523,237 594,109 1,147,529 2,044.00 1991 528 1,450,969 1,448,142 560,329 1,040,257 1,679.00 1992 524 1,555,052 1,537,190 543,302 1,088,213 2,110.00 1993 529 1,691,048 1,663,512 598,139 1,309,850 2,300.00 1994 552 1,920,119 1,904,590 694,941 1,508,492 2,362.00 1995 594 2,090,338 2,076,662 711,871 1,631,084 2,255.00 1996 837 6,127,280 5,404,889 1,207,748 3,470,929 3,217.00
1/: Interest rates are regulated; maximum loan amount is $7,500.

2/: Interest rates were deregulated in 1982; there is no maximum loan amount.

Source: S.C. State Board of Financial Institutions, Consumer Finance Division, January 1998.

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